Why You Shouldn’t Put Off Saving for Retirement

RetirementwhyNo matter what your age, the bills you face today can make saving for longer-term goals like retirement seem like an impossible task. But even if you can manage to set aside just a few dollars per paycheck for retirement, the sooner you start, the more time your money will have to grow through compounding.

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The Pitfalls of Market Timing

TimeMarket timing involves moving your money in and out of investments (typically stocks) to try to catch all the performance highs and avoid all the lows. Not even the savviest market players are likely to succeed at this game.

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The Pension Boards Takes Action on Gun Violence

The Pension Boards-United Church of Christ (PBUCC), a founding member of The Interfaith Center for Corporate Responsibility (ICCR), is taking significant steps toward action on gun violence in America. Gun violence, particularly school shootings, is a concern shared by over 300 faith community members of the organization.

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Well, Ready or Not, Here it Comes: THE FALL

By Rev. Jill E. Olds* 

OldsIt sounds rather daunting when I put it that way, doesn’t it?  I mean, that term can reference a few different things in our church context.  Of course, it can refer to the season of autumn that is upon us.  Or, it can refer to the concept that all of humanity is broken in some way, in need of being raised up by Jesus.

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The Outlook: What We Are Watching

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To be honest, the better performance by the U.S. versus the rest of the world is not entirely unexpected after a strong year for international stocks in 2017. Tax changes and less regulation have stimulated the U.S. economy, but the markets have recently started to gravitate to the idea that the U.S. represents the only investment opportunity in the world. Although Pension Boards’ Funds are allocating a majority of assets to U.S. investments, most experts know the benefits of diversification over the longer term, and international markets should not be ignored, especially when they hold value for the longer-term.

We thought you would like to see a current assessment of emerging markets by GSAM. We will continue to keep you informed on trends influencing global markets and your retirement funds.

*The EM Comeback report is used with permission of Goldman Sachs Asset Management.

How to Make the Most of Your Doctor Visits

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Have you ever walked out of a doctor’s office and forgot to ask a question about a symptom you’ve been having, or brought home a new medication and couldn’t remember if you were supposed to take it with a meal?

A little preparation before your next visit can help you ensure you’re getting the most out of your doctor visits, and ensure you’re being an active participant in your health – saving you time, money and worry. You can get more from your doctor visits by following these tips:

Before you go…

  • Choose the right doctor. Check if your provider is in your health plan’s network, how long it takes to get an appointment, and if they’re available for medical issues after hours.
  • Create a list of questions you want answered. Prioritize the list to ensure you ask the most important questions first.
  • Bring a record of your prescriptions, over-the-counter medications and supplements you take regularly, as well as the names and contact information of other doctors you see.
  • Take along a personal health record and other pertinent information to share.
  • Ask someone to go with you to take notes or to be a second set of ears.

While at the visit…

  • Arrive on time. Your appointment allots you a specific amount of time with the doctor.
  • Be open and honest. Sometimes it can feel awkward to discuss certain things with your doctor. Being truthful and forthcoming can help your doctor better assess your needs.
  • Share your history. Your personal and family health history may offer the doctor insight into how to manage your care.
  • Get the details about tests, procedures and treatments. Ask about side effects and when to expect test results.
  • Listen actively to your doctor to demonstrate that you are a partner in your care.