July 31 Update from the Pension Boards

Dear Friends,

When the Pension Boards’ physical offices closed and staff began to work remotely, we were focused on responding to your immediate concerns about COVID-19. Throughout the past four months, we have also continued with our day-to-day operations, adapting, however remaining focused on our strategic initiatives.

One of our strategic initiatives concerns raising awareness of and support for the United Church Board for Ministerial Assistance (UCBMA), the Pension Boards’ charitable arm. UCBMA, whose predecessor agencies predate the Pension Boards, has long been a source of both emergency and supplementation assistance for UCC clergy and lay church workers in need.

Many of you have received emails or postal correspondence about the annual Christmas in July (CIJ) appeal. Gifts to Christmas in July, along with the annual Christmas Fund for the Veterans of the Cross and the Emergency Fund offering, support UCBMA’s emergency, small pension supplementation, and health premium supplementation grants for our siblings in faith who are in financial need. Those needs have grown exponentially since the start of the pandemic, with emergency requests up by about 350% compared with this time last year. I invite you to read the Christmas in July article (directly below), view the video, and, respond prayerfully as you are able.

UCBMA has also launched a number of clergy leadership and wellness initiatives, including the Next Generation Leadership Initiative (NGLI), CREDO, and the Ministers’ Financial Vitality Initiative (MFVI). UCBMA is currently one of four program areas – along with Corporate Social Responsibility, Philanthropy, and Communications and Church Relations – that comprise our Faith and Finance Ministries team. UCBMA’s assistance programs and all of the leadership programs it offers are made possible by your gifts and the gifts of so many others who came before us.

We continue our efforts to enhance existing tools to help facilitate employer and member transactions, such as the Online Bill Payment Portal. Please begin the process of transitioning to the Online Portal today! Online Bill Payment is quick, easy, and secure, and your payments are applied to your accounts in real time. To assist you in the transition to the online payment portal, please scroll down to read the article, Online Payment Portal for Members and Employers, and get started today.

The 2020 Summer Interns are now in their sixth week with the Pension Boards. In past weeks, you have read their reports about their experiences with us. The interns bring tremendous energy and skills to their respective areas, and we are already seeing the fruits of their work. Please view a brief video testimonial featuring Marketing and Communications Intern Sheik Floradewan. Additional video testimonials will be included in upcoming messages.

Please do not hesitate to call us at 1.800.642.6543 or by email at This email address is being protected from spambots. You need JavaScript enabled to view it. if you have any questions, and continue to check our COVID-19 web page for the latest information.

Be well, and stay safe.

Best regards,

Brian R. Bodager

Christmas in July

Each year, our Christmas in July appeal for gifts to the Christmas Fund allows the United Church Board for Ministerial Assistance to keep pace with requests for help from those who serve the church. This year of pandemic, that need is acute and urgent. Whether you have been supporting the Christmas Fund for years, responded to one of those recent email appeals with a gift, or have never donated before, our siblings in faith need you now more than ever. A gift of any size can make a huge difference in the life of a stressed colleague.

You can choose to give online, or make checks payable to UCBMA, earmarked for The Christmas Fund, then mail to: Pension Boards-United Church of Christ, Christmas Fund, 75 Remittance Drive, Suite 1637, Chicago, IL 60675.

The Christmas In July video is available below:


Annuity Plan Account Distributions: Non-Annuitized Members with Balances Under $10,000

The Annuity Plan for the United Church of Christ plan document (section 4.06(a)) states that members who have not been active in the Plan for more than three months and who have a balance of less than $10,000 will receive a distribution of the entire account balance.

Beginning in August 2020, the Pension Boards United-Church of Christ will cash out the accounts of non-annuitized Annuity Plan members who are no longer working for a United Church of Christ (UCC) employer, Conference, Association, National Setting, or any UCC-affiliated organization, and for whom contributions are no longer being made to their Annuity Plan accounts. Distributions do not apply to annuitized members who rolled over a portion of their accumulation balances to a Retirement Savings Account (RSA) at the time of annuitization.

The distribution will be paid by our bank, The Northern Trust Company.

Members who qualify for the distribution:

  • have accumulation accounts that have not been annuitized (RSA accounts do not apply);
  • have less than $10,000 in their accumulation accounts;
  • are inactive;
  • have not been employed for three months or longer; and
  • are no longer contributing to the Annuity Plan.

You may view your vested account balance by logging into the PBUCC website member login portal, and signing into your account using your seven-digit Pension Boards Member ID number and password. If you have not yet created your online account, please follow the instructions on the member login portal.

For additional information or questions, please contact the Pension Boards Member Services at 1.800.642.6543 and follow the prompt for Member Services.

COVID-Related Hardship Withdrawals

Under the CARES Act, non-annuitized members who have been financially impacted by COVID-19 (as defined in the Act) are eligible to take hardship withdrawals from their retirement accounts. The following provisions apply for members of the Annuity Plan for the United Church of Christ:

  • Members may request hardship withdrawals only from their personal employee pre-tax contributions (also known as contributions to the tax-sheltered annuity or TSA) or personal after-tax contributions. Withdrawals may not be made from employer contributions.
  • Members may withdraw up to 50% of their account balances, with a maximum of $100,000.

Members who qualify for a withdrawal under these provisions may contact our Member Services team for more information by calling 1.800.642.6543 or by email at This email address is being protected from spambots. You need JavaScript enabled to view it..

UCC Medicare Advantage Plan w/ Rx

The Pension Boards has selected Humana, Inc. as the UCC Medical Plan’s vendor partner to administer a new UCC Medicare Advantage Plan w/Rx, effective January 1, 2021. The new plan will replace the current UCC Medicare Supplement Plan w/Rx.

In the video presentation below our Health Plan Team discusses the new Plan, including new benefits such as Silver Sneakers membership and coverage for illness during international travel. More information will be coming to you by mail and email in the coming weeks.

Online Payment Portal for Members and Employers

We strongly recommend that you take advantage of our online billing portals. Paying your monthly invoice electronically during this time is even more important. The Pension Boards online portal allows payments to be automatically applied to your account; it's simple, quick, and easy!

If you are unable to make your monthly payment online, it is essential that you include the remittance section from your invoice or include your Employer or Member ID on the check, and to mail your check to: Pension Boards-UCC, 75 Remittance Drive, Suite 1592, Chicago, IL 60675-1592.

Please do not send checks for Annuity Plan pension contributions and Health Plan premiums to the Pension Boards at 475 Riverside Drive. Not mailing your check to our bank’s Chicago address, or not including your remittance slip or including your Member ID on the check will result in delays on posting payments to your account.

NOTE: The online bill pay site will be down for routine maintenance from Friday, July 31 at 10:00 p.m. through Friday, August 7 at 12:00 p.m. The monthly invoices for September will be available when the portal is back up on the afternoon of Friday, August 7.


If you have not already set up an employer account on our website, click here to register for online bill payment. Select the New User link to register. You will need to have a valid email address on file with the Pension Boards. If we do not have a valid email address, please contact our Member Services team at 1.800.642.6543. If a valid email address is on file, follow the steps to set up your account and create a password. Once registered, follow the steps below to pay your invoice:

  • Log into the website at https://employers.pbucc.org/.
  • Select Billing, and then select View/Pay Bill to review your list of employees and invoice amounts.
  • If you agree with the total amount displayed, select Pay Now to pay your invoice.
  • Follow the prompts on the screen to set up your payments.


Log into www.pbucc.org and sign in to your account.

  • Click on Pay My Benefit Bill on the Benefit Selection page.
  • Select Pay Bill on the left-hand side of the page.

Ministers’ Financial Vitality Initiative (MFVI)

MFVI helps UCC ministers achieve greater financial vitality in two ways: 1) through a three-year online program of financial education and cash incentives and, 2) through a matching grant partnership with the minister’s employing church, Association, or Conference.

Applications and information for MFVI Program One (online program of financial education) are now available. The program will accept 60 new members in two cohorts and because of the Lilly Endowment’s generosity, we are now able to open the application process to all UCC authorized ministers. The deadline to apply for Program One is October 15, 2020.

Applications for Program Two (matching grants) are accepted on a rolling basis and are also available. Authorized ministers in congregational settings are encouraged to apply now.

Generations Financial Resources: A New Service for MFVI Participants

Generations Financial Resources, Inc., a controlled subsidiary of the Pension Boards, is a lending corporation to help alleviate the crushing burden of clergy indebtedness. Operating in coordination with the Minister’s Financial Vitality Initiative launched by the Pension Boards in 2017, it will combine personal finance education, needs-based grants to reduce debt levels, and most significantly, low-interest rate refinancing to substantially reduce the rates that our clergy are paying on their educational debt.

If you are not yet in the MFVI program, we encourage you to apply (see above) and become eligible for Generations Financial Resources. For more information, watch this video, download this informational flyer, and contact us at: This email address is being protected from spambots. You need JavaScript enabled to view it..

Take Advantage of No-Cost Financial Planning Services

For professional and unbiased one-on-one guidance on retirement planning, call an Ernst & Young LLP (EY) financial planner. EY Financial Planning Services is a Pension Boards benefit offered at no cost to Annuity Plan members. Call the EY Navigate Financial Planner Line at 1.877.927.1047 or visit pbucc.eynavigate.com to learn more.

Emergency Grants from the Christmas Fund

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If you are experiencing a critical situation and need financial assistance, you may be eligible for an Emergency Grant from the Christmas Fund if you are:

  • a currently Authorized Minister in the United Church of Christ;
  • a lay employee of a UCC congregation, Association, Conference, or National Setting with a minimum of 10 years of service;
  • a surviving spouse/partner of the above; or a
  • a Member in Discernment for at least a year.

If you meet the eligibility criteria described above, please contact your Conference staff, who will then reach out to Rev. Krista Betz, the Director of Ministerial Assistance, to begin the process. UCBMA can respond to the increasing requests for assistance because of the generosity of individuals and congregations to the Christmas Fund.

Member Services

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Our full Member Services staff team is available as before to take your calls and answer any questions you may have. They may be reached at 1.800.642.6543 as well as on the online chat function on our website.

During this time, please remember that you can fax or email documents and forms to us at 212.729.2701 or This email address is being protected from spambots. You need JavaScript enabled to view it., respectively, avoiding delays that may occur with postal mail.

Stay informed. Visit the Pension Boards’ website, and follow us on Facebook and Twitter.