Saving for Retirement

It is well reported that the average American doesn’t save enough for retirement. Financial planners suggest that you will need about 70-90% of your pre-retirement income in retirement. And, if you are relying on Social Security to assist you, think again. Social Security is only intended to replace about 40% of the average retiree's salary.

Through Saving for Retirement, a series of educational videos, free downloadable materials, and resource links, the Pension Boards offers practical, hands-on tools and information that will help you better secure your financial future, while maximizing the PBUCC benefit plans and offerings available to you. This series will help you prepare, plan, and take the appropriate action to ready yourself for retirement.

Watch for new segments on this page designed to support your financial planning needs.

In this video, PBUCC Pension Counselors Anna and Kenneth discuss the importance of reviewing and adjusting your personal budget to life changes or events, so you can plan for future income needs both now or in retirement.

Resources for Review Your Budget:

For more resources, log in to the Ernst & Young Financial Planning Center® at:

Know Your Tax-Deferred Options

PBUCC Pension Counselors Anna and Kenneth share two important investment options for UCC members that offer great tax-deferable benefits – the Tax-Sheltered Annuity (TSA) plan, which is an alternative retirement savings option, and the Rollover Contribution Account (RCA), which allows you to consolidate other pre-tax accounts.

Resources for Tax-Deferred Options:

For more resources, log in to the Ernst & Young Financial Planning Center® at:

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